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Senior Software Engineer: Back-End

Baltimore, Maryland
Job Type
23 Sep 2022

Do you love building and innovating in the technology space?

Do you enjoy solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment?

We are seeking a Back-End Software Engineer with the technical chops to support the team in developing complex, forecasting applications for risk management and decision support in the FinTech industry.

At CreditXpert, you will be part of a small team of top performers that are passionate about our core values and get excited about our mission.

The ideal candidate will thrive in close collaboration with our product, data, and science teams and will help to promote learning, effective working relationships, and ultimately highly efficient product development.


The ideal candidate will thrive in close collaboration with our product, data, and science teams and will help to promote learning, effective working relationships, and ultimately highly efficient product development.

Essential Functions:

As a Sr. Software Engineer, you will

  • Prototype and develop new products
  • Maintain legacy software
  • Research and introduce new technologies for internal tools and production software (e.g. to accelerate product prototyping, or to facilitate customer deployments).
  • Re-architect and re-engineer core software to integrate new features and products, and to make it more flexible and easier to maintain.
  • Work as part of an agile development team.
  • Collaborate on software architecture design

Job Specific Competencies:

  • Technical / Analytical
  • Complex Problem Solver
  • Sense of Urgency
  • Team oriented
  • Adaptable
  • Professional
  • Detail orientation

We look for top performers who:

Act - Value actions and results, not just ideas

Perform - Embrace the team, we succeed or fail together

Pivot - Comfortable to change course in support of company objectives

Engage - Be part of the team, be nice, get involved

Adapt - React positively to new information

Influence - Positively impact what we do and how we do it

Learn - Passionate about continuous improvement and learning

Required Education and Experience

  • 5+ years as a software engineer
  • Experience in an agile environment
  • Experience with C++
  • Bachelor's degree in a technical field; Engineering, Computer Science, etc., Master's preferred
  • Experience with SQL and relational databases
  • Experience with green field and legacy work
  • Exceptional communication & interpersonal skills
  • Proficient developing and coding mathematically complex algorithms

Additional/Preferred Experience would include

  • Experience with C# .NET development
  • Experience with Rust
  • Experience with XML/json
  • Experience coding in a secure environment
  • Experience with cloud-based software development
  • Experience developing for cross-platform portability

Additional Details about the Full Stack Sr. Software Engineer position

Position Type: Full-Time

Classification: Exempt

Category/Level: Professional/Engineer

Supervisory: No direct supervisory duties.

Travel: NA

About CreditXpert Inc.

What makes CreditXpert an Employer of Choice

  • Meaningful Mission!
  • Creative, Performance Driven Culture
  • Great Healthcare Benefits - most are 100% company paid
  • Generous Paid Leave
  • Hybrid Environment and Flexibility to work remote
  • Stellar Workspace - great location/hassle free parking
  • Professional Development and Tuition Assistant - we truly value continuous improvement and want to support your journey

Who we are

CreditXpert Inc. is a successful software company that enjoys the freedom to chart its own path. Our team is a small, close-knit community, where each person can make a big impact. We are nimble and have thrived for over 20 years in the midst of constant industry and regulatory upheaval. We believe in using our talents to make a positive impact on the world by improving the financial lives of Americans. As lifelong learners, we have a passion for change and we constantly adapt everything (our business, internal processes, tools ).

We enjoy a wide diversity of backgrounds and opinions, which can lead to passionate debates. We wear multiple hats, often stretch beyond our comfort zone, and see failure as an opportunity to learn. We have fun inventing advanced analytical solutions and creating great user experiences.

What we do

In 2000, we started a revolution by exposing the inner workings of the credit scoring industry to consumers, pioneering a new industry. Millions of people have been using our tools to take control of their credit life, gain access to better loans, and save money. More recently, we enabled the mortgage origination industry to replace guesswork with technology when trying to improve credit scores. As a result, more consumers now qualify for a mortgage at a good rate, and thousands of loan officers, mortgage lenders and other businesses can better serve their customers.


We strive to create a great experience for our team, not just our customers. We want everyone to be excited about their work, fulfilled and worry-free. That's why we offer lots of autonomy, support, and the flexibility you need to balance your life. Our compensation and benefits package ensures that you can focus all your energy on creating value for our customers and the company.

Our benefits include a flexible and hybrid work environment, open PTO, performance based annual bonuses, company contribution to 401(k), insurance (medical, dental, vision, ST/LT disability, life), HSA and FSA.

Work Environment

This job generally operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, scanners, and shared digital files.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to finger, handle or feel; and reach with hands and arms. The employee is occasionally required to sit; climb or balance; and stoop, kneel, crouch or crawl. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust and focus.

Please note that this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee in this position. Duties, responsibilities, and activities may change at any time with or without notice.



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  • Job Reference: 719156623-2
  • Date Posted: 23 September 2022
  • Recruiter: CreditXpert
  • Location: Baltimore, Maryland
  • Salary: On Application
  • Sector: I.T. & Communications
  • Job Type: Permanent